?

Log in

No account? Create an account

My thought processes let me show you them - Tactical Ninja

Jun. 13th, 2011

09:32 am - My thought processes let me show you them

Previous Entry Share Next Entry

Apparently the ash from the Chilean volcano has gone all around the world and now it's visiting New Zealand. I wonder if it would enjoy a Wellywood sign. And in a surprise turn of events, normally-windy Wellington is Still As today. Anyway, it's disrupted flights here and in Melbourne, and oh look I'm supposed to go to Auckland tomorrow for work. I wouldn't be heartbroken if I didn't have to go, but spending the day in an airport lounge is less than appealing. Dear Wellington wind, time for you to show up now kthxbye.


Somebody asked me a question on Saturday. Simple question: "What do YOU want?" This arose out of the stress I've been putting on myself around accommodating things I feel I have responsibility for in my plans for housing-related commitments - I have come to realise that I simply do not have the money to get all the things that would be required in a home to meet those things - at least not without sacrificing other things. And because I'm me, I've been putting pressure on myself to find the perfect solution where everybody's needs are looked after. Unfortunately, doing this has been to my detriment because the more I become aware that this isn't possible, the more I feel like I'm letting everyone down by not being able to Make It So. And when I was asked, "Well what do YOU want?" I couldn't answer because I'd put very little thought into it.

So I started putting thought into it and came up with a wishlist, in no particular order:

1. My own place. I've lived all my life in other people's houses, some of them have been real dives, and I've always been frustrated by being unable to do the things to them that I know would make them better. Also with it not being worth doing the work towards improvements like a decent garden to enhance my environment because it's not permanent and I could lose it at any time.

2. Enough space for me to pursue my activities. I like prancing around (thanks for the shorthand Happy), and I like making stuff. The stuff I make doesn't take up much room but the equipment needed to make it does. So - space and storage.

3. Tied to the above, enough space so that I can pursue my activities without filling my space up with visible evidence. I don't like clutter, it messes with my OCD, so I want to be able to put things away when I'm done with them and reclaim my sparsely-furnished life.

4. Sun, warmth, dry, off street parking, a location that allows me access to the city and my friends, preferably with minimum use of public transport and/or driving.

5. The potential for Dr Wheel to be a partner in this pursuit. When he gets back we plan to live together, so his taste/needs/desires being accommodated are also something I want. Because I want us to have a proper life together. I reallyreally want that.

So, that's my wishlist.

Nothing I've looked at so far that's in my price range has met these requirements. In fact to do this while meeting the criteria I've been basing my looking around on is proving fruitless - if I want to live within cooee of the city in a house with more than two bedrooms, I would have to either live in damp, dark or a shoebox. So I've expanded my search - three bedroom is still on the list and if something awesome comes up that would be great, but I'm also looking at two bedrooms, because what I can get in my price range generally has more of what I want if it has one less bedroom. And I'm aware that my offspring will be leaving home in the next couple of years* which would leave me with more space than I technically need - which would be a nice fit for the 'proper life' (for our values of proper) that Joel and I are envisioning together. Two bedroom places are also highly rentable should I decide to bugger off overseas.

* I understand this is a drawn-out process, involving a few goes (and associated returns) before it's permanent.

This is probably not any kind of revelation to you, but for me it's a gigantic breakthrough because it's actually based in putting my own needs first which is something I'm not all that good at usually. So I feel good about it, even if it's not the 'ideal solution' I had started this venture with.

Update on property searches: the apartment was an absolute dive and the building was on the earthquake list. I didn't even bother leaving my name. I took a second look at the do-upper and have decided that the best thing for that house would be to demolish it back to the floor joists (which are good, along with the foundations) and build new. It's just been done too cheaply - the walls are only about two inches thick and in places there's only one layer of plywood between you and Antarctica. The roof is a problematic design that drains to the centre of the house and is likely to always be a potential source of leaking. Also, there's asbestos so any renovations would have to be done by specialists and it would never be worth the money you'd have to spend on it. I may still make an offer but it'd be based on the land value plus the value of having already-built foundations and services onsite, and I doubt the owners are ready to accept that kind of offer just yet.

I am feeling somewhat like a bad person for being amused at watching the real estate agent lock horns with tieke - who is incredibly smart and has current in-depth knowledge of home-building costs and is a force to be reckoned with - about some of these issues. Unfortunately the real estate agent didn't do herself any favours by trying to downplay or negate the problems I'd already identified through my thorough research. What it did was make me not believe anything she said.

Anyway - the landlords of the house I live in have decided that they don't want to sell in this market so that option is closed to me as well. Back to the drawing board.

So now I'm looking at 2 bedroom houses and also looking at the option of buying a section and building. Again the current market favours this option in many ways, because building materials are relatively cheap and builders have had a rough run and are working at fairly good rates. I'd probably go with a modular type home because those work out cheaper through the businesses' access to economies of scale. Which is kind of exciting but also another thing I've now got to learn about so I don't make mistakes.

Risk averse Tats is risk averse. At least, when it comes to committing what to me are gigantic sums of money.


Tonight I'm going to handstand classes. Yes, they have classes for that. I think I'll probably learn other things too but yay handstands!

And just so this post isn't all me navel-gazing and boring you with my wants and desires, have a thing:

Comments:

[User Picture]
From:rivet
Date:June 12th, 2011 10:10 pm (UTC)
(Link)
I'm really glad you're asking this, it's the right question.

Here's another one to consider. You want all these things. Do you want them NOW, or is it just that having the opportunity makes you want them? Because it seems to me that staying put for the time being and waiting until your needs change when Tommy leaves home might make a certain sense.
(Reply) (Thread)
[User Picture]
From:tatjna
Date:June 12th, 2011 10:13 pm (UTC)
(Link)
I have considered that, and while staying put is certainly a reasonable option, I am expecting that the housing market will rise somewhat in the next five years. It wouldn't have to rise very much before my lump o' money is worth less after term deposit that it was when I put it in.

Since I work in the building industry and have seen the forecasts, I think that if I'm going to buy, now is probably one of the best times I'll strike in the short to medium term.

And yes, I do want to own something.

[edit to clarify] I would be ok with waiting if I expected waiting would put me in a better position rather than just causing me to have spent more of my life throwing money at a landlord.

Edited at 2011-06-12 10:15 pm (UTC)
(Reply) (Parent) (Thread)
[User Picture]
From:ethel_aardvark
Date:June 14th, 2011 09:35 am (UTC)
(Link)
Yeah, I wouldn't necessarily expect the market to rise, specially given interest rates are supposed to go up. Having said that, it may not fall either. I guess for Wellington it depends how far the public service is gutted :/

I got hold of my friend, who said she's happy to answer questions, but sounds like you're reevaluating whether you'd even be interested in said house, which is fair enough given how mightily expensive houses can be. Let me know if you want an email address anyway.
(Reply) (Parent) (Thread)
[User Picture]
From:tatjna
Date:June 14th, 2011 09:41 am (UTC)
(Link)
At this point, having given the house a thorough check over, I think the best thing I could do to it to make a home for myself is to demolish it and build new on the existing foundations - there's just too much to do to make it liveable and some of the problems are structural, and the bank would be unlikely to want to back a renovation venture there. I am still interested but any offer I made would be based on land value plus foundations, and I suspect the owners will be looking for more than that, at least at this stage.
(Reply) (Parent) (Thread)
[User Picture]
From:thatgirljj
Date:June 12th, 2011 10:56 pm (UTC)
(Link)
Housing is hard. Seriously, I think it's an everywhere around the world problem.

Also, yay for handstand classes! You wouldn't think they could turn handstands & handstand conditioning into a 1.5-1.75 hour class, but indeed, there's a lot to do.
(Reply) (Thread)
[User Picture]
From:tyellas
Date:June 13th, 2011 01:49 am (UTC)
(Link)
Random house-hunt thoughts you have evoked:

Winter is so very much the best time of year to house hunt.

Being able to look at houses during the week can be a big strategic advantage - it's easier to get inspections and get offers in before the weekend rush.

When I was a-huntin', I came up with a list like yours, and my big compromise was location. Close to five years on I am officially ambivalent about this.
(Reply) (Thread)
(Deleted comment)
[User Picture]
From:tatjna
Date:June 13th, 2011 09:50 am (UTC)
(Link)
Your observation upsets the Horder Collie unduly!
(Reply) (Parent) (Thread)
(Deleted comment)
(Deleted comment)
[User Picture]
From:tatjna
Date:June 13th, 2011 10:06 am (UTC)
(Link)
I have shearer shoulders that naturally bend the wrong way. So I learned some incredibly difficult stretches to try and make them behave themselves. Burly Tats is burly!

But it was fun. I'm glad I finally got over the hump of actually learning how to do this stuff properly. We did rolls and headstands and some partner stuff and I lifted a wee girl and made her fly!
(Reply) (Parent) (Thread)
(Deleted comment)